YOUR GATEWAY TO QUICK FINANCE
Fast, Flexible Loans for → Every Need.
Access quick and reliable loans tailored to your goals. Whether it’s a personal expense or business growth, LendCapital offers seamless solutions to make your dreams a reality.
Loans Disbursed
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Lend Capital Ltd
Business Loans
Trusted by 5K+ Companies
Explore Our Services Offerings
Explore our range of tailored financial solutions designed to meet your personal and business needs. At LendCapital, we make access to finance simple, fast, and reliable.
Consumer Loans
Quick and easy loans for personal or business needs, with flexible terms that fit your lifestyle.
Corporate/Asset Finance
Secure financing for asset acquisition or large projects, enabling growth and expansion.
Debt Securitization
Transform your debt into manageable financial solutions with expert guidance.
Loan Syndication
Partnering with financial institutions to fund large-scale projects while managing risk.
Trade Financing
Support for executing local and international trade projects, ensuring smooth transactions.
Warehouse Receipt Finance
Leverage your inventory as collateral to secure funding for your operations.
About Us
LendCapital Limited is a leading digital lending company dedicated to empowering individuals and businesses across Africa. By leveraging innovative technology, we provide quick, seamless, and affordable access to credit. Our solutions are tailored to meet the diverse needs of our clients, from personal loans to business financing and beyond.
Our Vision
To be Africa's most trusted and preferred provider of capital, unlocking potential and creating opportunities for growth and prosperity.
Our Mission
To support enterprise in Africa through providing cost effective access to capital, combined with excellent service and innovations in financial technology.
Why Lend Capital
At LendCapital, we are committed to providing more than just loans. We offer a seamless financial experience tailored to your unique needs, ensuring that you have the support and resources necessary to achieve your financial goals. Discover the reasons why countless individuals and businesses trust us as their preferred lending partner.
- Quick, Hassle-Free Loan Process
- Flexible Repayment Options
Contact Us
We provide loans for your everyday needs. We understand that access to quick finance could sometimes be the link to achieving your dreams. We bridge this gap. Contact us today.
Testimonials
Read what our customers are saying about us!
“LendCapital made the loan process so easy! I got the funds I needed within a few days, and the repayment plan is flexible. Great service!”
Lara. O
Customers
“The fast approval and clear communication made all the difference for me. I highly recommend LendCapital for anyone in need of quick loans.”
Hasson. U
Customers
“As a small business owner, getting quick access to funds was essential. LendCapital’s simple process and quick disbursement helped me grow my business!”
Chidi. A
Customers
Frequently Asked Questions
To be eligible, you must:
- Be in paid employment
- Be between 22 and 55 years old
- Have an active salary account
To apply, simply visit our website at www.lendcapital.ng and complete the application form. It’s fast, easy, and secure.
You can borrow up to N5,000,000.00, depending on your eligibility and the purpose of the loan.
Currently, part payments are not allowed. However, you can request a change to your repayment date based on your cash flow, and charges may apply for adjustments.
Yes, you can pre-liquidate your loan. However, charges may apply for early repayment.
You can apply for another loan immediately after fully repaying your current loan.
- Passport Photograph
- A valid means of identification (National ID, Driver’s License, International Passport, or Voter’s Card)
- Six months’ bank statements (Salary Account)
- Employee ID Card
- NUBAN Cheques or Direct Debit Mandate
Yes, once you apply, you will be provided with a code to track the status of your application.
Repayment can be done via Cheques or Direct Debit Mandate.
The default penalty is 1% of the installment amount for each day of default. If the default exceeds 30 days, we may report the defaulter to their employer or the Credit Bureau.
You may request a change to your repayment date if necessary, subject to certain conditions and charges.
For any inquiries, you can reach us at:
- Email: [email protected]
- Phone: 08023322324
Get Started Today
Get the funds you need, fast and easy. Apply today and take the next step towards achieving your goals.